This course provides 12 hours Classroom Equivalent CE! It will review key concepts and principles of Life & Health insurance. It includes 3 Hours of Ethics & 9 hours of continuing education content and the mandatory exam. When combined with our 12-hour Life & Health Review class, this will satisfy your 24 hours CE requirement.

We'll begin this course with our Ethics for Insurance Professionals class, where we'll discuss the ethical duties that come with being an insurance producer. We'll also talk about some ethical situations you may find yourself in, and laws that pertain to these situations. Then, we'll review some life insurance basics and standard policy provisions.

After that, we'll cover health insurance basics, including types of policies available and the underwriting process. We'll talk about qualified retirement plans, securities, and annuities. Then, we'll discuss group health plans and dental insurance.

This course is approved for Insurance Producers and Adjusters

Course Format: Text

Credit Type: Elective, Ethics

Course ID(s): 132555

Approved By: Department of Insurance

  • Ethics
    • Principles of Ethics for Insurance Producers [3 Activities]
      • 01. Ethics for Insurance Professionals
      • 02. Principles of Ethics for Insurance Producers
      • End of cluster
    • Incremental Quiz 1 (5 questions)
    • Principles of Ethics for Insurance Producers (Part 2) [2 Activities]
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • End of cluster
    • Incremental Quiz 2 (5 questions)
    • Ethical Concepts and Terminology [2 Activities]
      • 01. Ethical Concepts and Terminology
      • End of cluster
    • Incremental Quiz 3 (5 questions)
    • Ethics in the Real World [3 Activities]
      • 01. Ethical Practices
      • 02. Ethics in the Real World
      • End of cluster
    • Incremental Quiz 4 (5 questions)
    • Ethical Duties [3 Activities]
      • 01. Ethical Duties
      • 02. Ethical Duties
      • End of cluster
    • Incremental Quiz 5 (5 questions)
    • Ethical Duties - Part 2 [2 Activities]
      • 01. Ethical Duties - Part 2
      • End of cluster
    • Incremental Quiz 6 (5 questions)
    • Ethical Duties - Part 3 [2 Activities]
      • 01. Ethical Duties - Part 3
      • End of cluster
    • Incremental Quiz 7 (5 questions)
    • Ethical Duties - Part 4 [2 Activities]
      • 01. Ethical Duties - Part 4
      • End of cluster
    • Incremental Quiz 8 (5 questions)
    • Ethical Situations [3 Activities]
      • 01. Ethical Situations
      • 02. Ethical Situations
      • End of cluster
    • Incremental Quiz 9 (5 questions)
    • Laws Governing Ethical Conduct [3 Activities]
      • 01. Ethical Regulations
      • 02. Laws Governing Ethical Conduct
      • End of cluster
    • Incremental Quiz 10 (5 questions)
    • Laws Governing Ethical Conduct - Part 2 [2 Activities]
      • 01. Laws Governing Ethical Conduct - Part 2
      • End of cluster
    • Incremental Quiz 11 (5 questions)
    • Insurance Industry Code of Ethics - Part 1 [3 Activities]
      • 01. Ethical Codes
      • 02. Insurance Industry Code of Ethics - Part 1
      • End of cluster
    • Incremental Quiz 12 (5 questions)
    • Insurance Industry Code of Ethics - Part 2 [3 Activities]
      • 01. Insurance Industry Code of Ethics - Part 2
      • 02. Conclusion
      • 03. Conclusion
    • Incremental Quiz 13 (5 questions)
  • Annuities
    • Annuity Principles and Concepts [3 Activities]
      • 01. Introduction to Annuities
      • 02. Annuity Principles and Concepts
      • End of cluster
    • Incremental Quiz 14 (5 questions)
    • Annuity Benefit Payment Options [3 Activities]
      • 01. Introduction to Annuities and Annuity Payout Options
      • 02. Annuity Benefit Payment Options
      • End of cluster
    • Incremental Quiz 15 (5 questions)
    • Annuity Benefit Payment Options, Continued [2 Activities]
      • 01. Annuity Benefit Payment Options, Continued
      • End of cluster
    • Incremental Quiz 16 (5 questions)
    • Uses of Annuities [3 Activities]
      • 01. Uses of Annuities
      • 02. Conclusion
      • End of cluster
    • Incremental Quiz 17 (5 questions)
  • Qualified Plans
    • Qualified Retirement Plan Basics [3 Activities]
      • 01. Introduction to Qualified Plans
      • 02. Qualified Retirement Plan Basics
      • End of cluster
    • Incremental Quiz 18 (5 questions)
    • Qualified Retirement Plan Basics, Continued [2 Activities]
      • 01. Qualified Retirement Plan Basics, Continued
      • End of cluster
    • Incremental Quiz 19 (5 questions)
    • Plan Types, Characteristics, and Purchasers [4 Activities]
      • 01. Introduction to Qualified Plans
      • 02. Plan Types, Characteristics and Purchasers
      • 03. Plan Types, Characteristics and Purchasers: Conclusion
      • End of cluster
    • Incremental Quiz 20 (5 questions)
  • Federal Taxation of Life Insurance
    • Life Insurance Taxes [3 Activities]
      • 01. Introduction to Federal Taxation of Life Insurance
      • 02. Life Insurance Taxes
      • End of cluster
    • Incremental Quiz 21 (5 questions)
    • Life Insurance Taxes, Continued [2 Activities]
      • 01. Life Insurance Taxes, Continued
      • End of cluster
    • Incremental Quiz 22 (5 questions)
    • Modified Endowment Contracts: MECs [3 Activities]
      • 01. Introduction to Federal Taxation of Life Insurance
      • 02. Modified Endowment Contracts: MECs
      • End of cluster
    • Incremental Quiz 23 (5 questions)
    • Taxation of Non-Qualified Annuities [3 Activities]
      • 01. Modified Endowment Contracts
      • 02. Taxation of Non-Qualified Annuities
      • End of cluster
    • Incremental Quiz 24 (5 questions)
    • Taxation of Individual Retirement Accounts (IRAs) [5 Activities]
      • 01. Taxation of Non-Qualified Annuities
      • 02. Taxation of Individual Retirement Accounts (IRAs)
      • 03. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges
      • 04. Conclusion
      • End of cluster
    • Incremental Quiz 25 (5 questions)
  • Disability Income
    • Disability Income [5 Activities]
      • 01. Introduction to Disability Income
      • 02. Disability Income
      • 03. Definitions
      • 04. Definitions and Concepts
      • End of cluster
    • Incremental Quiz 26 (5 questions)
    • Definitions and Concepts, Continued [2 Activities]
      • 01. Definitions and Concepts, Continued
      • End of cluster
    • Incremental Quiz 27 (5 questions)
    • Additional Definitions [2 Activities]
      • 01. Additional Definitions
      • End of cluster
    • Incremental Quiz 28 (5 questions)
    • Qualifying for Disability Benefits [5 Activities]
      • 01. Qualifying for Disability Benefits Introduction
      • 02. Qualifying for Disability Benefits
      • 03. Different Types of Disability Coverage Introduction
      • 04. Different Types of Disability Coverage
      • End of cluster
    • Incremental Quiz 29 (5 questions)
    • Group and Individual Disability Income Insurance [3 Activities]
      • 01. Group and Individual Disability Income Insurance Introduction
      • 02. Group and Individual Disability Income Insurance
      • End of cluster
    • Incremental Quiz 30 (5 questions)
    • Group and Individual Disability Income Insurance, Continued [2 Activities]
      • 01. Group and Individual Disability Income Insurance, Continued
      • End of cluster
    • Incremental Quiz 31 (5 questions)
    • Other Provisions Affecting Income Benefits [2 Activities]
      • 01. Other Provisions Affecting Income Benefits
      • End of cluster
    • Incremental Quiz 32 (5 questions)
    • Group Disability Insurance [2 Activities]
      • 01. Group Disability Insurance
      • End of cluster
    • Incremental Quiz 33 (5 questions)
    • Unique Aspects of Disability Underwriting [3 Activities]
      • 01. Unique Aspects of Disability Underwriting Introduction
      • 02. Unique Aspects of Disability Underwriting
      • End of cluster
    • Incremental Quiz 34 (5 questions)
    • Unique Aspects of Disability Underwriting, Continued [2 Activities]
      • 01. Unique Aspects of Disability Underwriting, Continued
      • End of cluster
    • Incremental Quiz 35 (5 questions)
    • Social Security Disability Income (SSDI) [3 Activities]
      • 01. Social Security Disability
      • 02. Social Security Disability Income (SSDI)
      • End of cluster
    • Incremental Quiz 36 (5 questions)
    • Workers’ Compensation [3 Activities]
      • 01. Workers’ Compensation Introduction
      • 02. Workers’ Compensation
      • End of cluster
    • Incremental Quiz 37 (5 questions)
    • Business Disability Insurance Coverages [4 Activities]
      • 01. Business Disability Income
      • 02. Business Disability Insurance Coverages
      • 03. Conclusion
      • End of cluster
  • Group Health
    • Group Insurance Concepts [3 Activities]
      • 01. Introduction to Group Health Insurance Policies
      • 02. Group Insurance Concepts
      • End of cluster
    • Incremental Quiz 38 (5 questions)
    • Group Insurance Concepts, Continued [2 Activities]
      • 01. Group Insurance Concepts, Continued
      • End of cluster
    • Incremental Quiz 39 (5 questions)
    • Group Plan Characteristics [5 Activities]
      • 01. Group Insurance Concepts Review
      • 02. Group Plan Characteristics
      • 03. Group Plan Characteristics Conclusion
      • 04. Eligibility, Enrollment and Continuation of Coverage
      • End of cluster
    • Incremental Quiz 40 (5 questions)
    • Group Conversion [3 Activities]
      • 02. Eligibility, Enrollment and Continuation of Coverage
      • 03. Group Conversion
      • End of cluster
    • Incremental Quiz 41 (5 questions)
    • Small Employer Medical Plans [3 Activities]
      • 01. Small Employer Medical Plans
      • 02. Conclusion
      • End of cluster
    • Incremental Quiz 42 (5 questions)
  • Dental Insurance
    • Dental Insurance - Introduction [3 Activities]
      • 01. Introduction to Dental Insurance
      • 02. Dental Insurance - Introduction
      • End of cluster
    • Incremental Quiz 43 (5 questions)
    • Dental Insurance, Continued [2 Activities]
      • 01. Dental Insurance, Continued
      • End of cluster
    • Incremental Quiz 44 (5 questions)
    • Indemnity Plans [2 Activities]
      • 01. Indemnity Plans
      • End of cluster
    • Incremental Quiz 45 (5 questions)
    • Employer Group Dental Expense [3 Activities]
      • 01. Employer Group Dental Expense
      • 02. Conclusion
      • End of cluster
  • Federal Taxation of Health Insurance
    • Health Insurance Taxes [4 Activities]
      • 01. Federal Tax Health
      • 02. Health Insurance Taxes
      • 03. Health Insurance Taxation
      • End of cluster
    • Incremental Quiz 46 (5 questions)
    • Health Insurance Taxation, Continued [2 Activities]
      • 01. Health Insurance Taxation, Continued
      • End of cluster
    • Incremental Quiz 47 (5 questions)
    • Health Savings Accounts and Other Tax-Favored Health Plan Tax Features [4 Activities]
      • 01. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features Introduction
      • 02. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
      • 03. Conclusion
      • End of cluster
    • Incremental Quiz 48 (5 questions)
  • Mandatory Questionnaire
    • Mandatory Questionnaire.
    • Guaranteed Next-Day Reporting
  • End of Course
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.
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