This course provides adjusters with all 24 hours of CE, including 12 hours of Classroom Equivalent credit! This course will review key concepts and principles of Property & Casualty insurance. It includes 3 hours of ethics and 21 hours of Property and Casualty continuing education content.

The content of our 12 hour Classroom Equivalent continuing education course for insurance adjusters is divided into three segments each with a general area of interest.

The first segment is a discussion of ethics and ethical behavior. This segment talks about the concept of ethics, but also looks at how ethics apply to insurance producers in the real world.

The second segment of the course examines homeowners insurance.

The portion on homeowners insurance describes the different homeowners policy forms, the coverages that they provide, and the ways in which a homeowners policy can be expanded through the application of endorsements.

The final segment of the course explores forms of commercial insurance for businesses and business owners.

This segment begins with a comprehensive discussion of commercial insurance policies. This portion of the segment will talk about all of the various forms of insurance that can be included in a commercial package policy.

The course includes intermittent quizzes that test for comprehension and retention.

The content of our 12 hour P&C Self Study course is divided into four segments that each cover a different topic.

The first segment examines the fundamental concepts behind property and casualty insurance. This segment also looks at provisions commonly found in property and casualty policies.

The second segment is an in-depth examination of automobile insurance. This segment covers both personal and commercial automobile insurance.

The third segment discusses two forms of property and casualty insurance that are associated with businesses.

Part of this segment covers businessowners insurance and the particular coverage this kind of policy provides.

The other portion of this segment deals with workers’ compensation insurance, who is covered, what benefits are provided, and how it affects employers.

The fourth and final segment explores miscellaneous and specialty forms of property and casualty insurance. This segment examines excess and umbrella insurance, errors and omissions insurance, surety bonds, flood insurance, and watercraft and boatowners insurance.

At the end of the course, is a final exam that will help you comprehend and retain the instruction presented in this course.

Course Format: Text

Credit Type: Property & Casualty, Property & Casualty, Ethics

Course ID(s): 40540, 40543

Approved By: Insurance Department

  • Ethics for Insurance Professionals
    • Ethics for Insurance Professionals [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion (Video)
    • Quiz 1 (3 questions)
  • Residence Insurance
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
    • Quiz 2 (3 questions)
  • Commercial Insurance
    • Commercial Coverage Policies [8 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Introduction to Commercial Coverage Policies, Part 2 (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
    • Quiz 3 (3 questions)
    • Selected Endorsements and Inland Marine [5 Activities]
      • 01. Selected Endorsements and Inland Marine (Video)
      • 02. Commercial Inland Marine
      • 03. Commercial Inland Marine and Farm Coverage (Video)
      • 04. Farm Coverage
      • 05. Conclusion of Commercial Coverage Policies (Video)
    • Quiz 4 (3 questions)
  • Property and Casualty Basics
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction to Property and Casualty Basics (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts (Video)
      • 04. Liability and Losses
      • 05. Negligence, Liability, and Damages Part 1 (Video)
      • 06. Negligence and Law
      • 07. Negligence, Liability and Damages Part 2 (Video)
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions Part 1 (Video)
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions Part 2 (Video)
      • 12. Other Common Policy Provisions
      • 13. Other Common Policy Provisions (Video)
      • 14. Insurer Specific Policy Provisions
      • 15. Conclusion (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies Part 1 (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies Part 2 (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion of Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Businessowners Insurance and Workers’ Comp
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Other Coverages
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. More Coverages and Options (Video)
      • 04. Specialty Liability Insurance
      • 05. Specialized Coverages (Video)
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Conclusion to Flood Insurance and Other Policies (Video)
  • Final Exam
    • Final Exam (65 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion - P&C w/Ethics (Classroom Equivalent)
    • Certificate of Completion - P&C
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.