Vermont 24 Hour Life and Health Review

$86.00

24 Hour Course

Course ID: 26401

Approved By: Vermont Department of Financial Regulation


Add to Cart 8777246150

This course provides all 24 hours of CE that you need! It will review key concepts and principles of Life & Health insurance. It includes 3 hours of ethics, 21 hours of continuing education content and the mandatory exam.

In this course, we'll talk about the general principles that underlie insurance, and the ethical responsibilities that you have as a producer. Then we'll discuss life insurance provisions and policies. After that, we'll move on to health insurance, and policy provisions. We'll discuss qualified plans and retirement, life insurance and securities, as well as annuities. Then, we'll talk about health insurance plans, including group health and dental. We'll look at Long-Term Care policies, and finally, we'll discuss the federal regulations and tax considerations that apply to these policies.

Your course tuition includes the required $1.50/hr reporting fee required by the state.

VT Department of Financial Regulation ID: 26401

  • General Principles of Insurance
    • General Insurance Concepts [18 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance
      • 03. Risk and Risk Management
      • 04. Risk Management Techniques
      • 05. Insurers (Video)
      • 06. Insurers - Part 1
      • 07. Financial Status (Video)
      • 08. Insurers - Part 2: Financial Status
      • 09. Producers and Agency Relationship (Video)
      • 10. Producers and Agency Relationships - Part 1
      • View Additional Activities
        • 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts - Part 1
        • 15. Contracts - Part 2: Elements of a Legal Contract
        • 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
        • 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
        • 18. Conclusion (Video)
  • Introduction to Ethics for Insurance Producers
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties - Part 1
      • 08. Ethical Duties - Part 2
      • 09. Ethical Duties - Part 3
      • 10. Ethical Situations (Video)
      • View Additional Activities
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct - Part 1
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Code of Ethics - Part 1
        • 18. Insurance Industry Code of Ethics - Part 2
        • 19. Insurance Industry Code of Ethics - Part 3
        • 20. Insurance Industry Code of Ethics - Part 4
        • 21. Insurance Industry Code of Ethics - Part 5
        • 22. Conclusion (Video)
  • Fundamental Concepts for Life Insurance Producers
    • Fundamental Concepts [8 Activities]
      • 01. Introduction (Video)
      • 02. Uses of Life Insurance (Video)
      • 03. Uses for Life Insurance - Part 1
      • 04. Uses for Life Insurance - Part 2
      • 05. Aspects of Life Insurance - Part 1
      • 06. Individual Underwriting by the Insurer (Video)
      • 07. Individual Underwriting by the Insurer
      • 08. Conclusion (Video)
  • Life Insurance Policy Types
    • Life Insurance Policy Types [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Descriptions in Brief
      • 03. Whole Life Insurance and Term Life Insurance (Video)
      • 04. Individual Policies in Detail - Part 1: Whole Life Insurance
      • 05. Individual Policies in Detail - Part 2: Term Life Insurance
      • 06. Flexible Policies and Specialized Policies (Video)
      • 07. Individual Policies in Detail - Part 3: Flexible Policies
      • 08. Individual Policies in Detail - Part 4: Specialized Policies
      • 09. Group Life Insurance and Credit Life Insurance (Video)
      • 10. Individual Policies in Detail - Part 5: Endowment Policies
      • View Additional Activities
        • 11. Group Policies in Detail
        • 12. Credit Life Insurance
        • 13. Conclusion (Video)
  • Standard Policy Provisions
    • Standard Policy Provisions [17 Activities]
      • 01. Introduction (Video)
      • 02. Standard Policy Provisions - Part 1
      • 03. Standard Policy Provisions - Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions - Part 3
      • 06. Standard Policy Provisions - Part 4
      • 07. Options (Video)
      • 08. Options - Part 1
      • 09. Options - Part 2
      • 10. Options - Part 3
      • View Additional Activities
        • 11. Riders - Part 1 (Video)
        • 12. Riders - Part 1
        • 13. Riders - Parts 2-4 (Video)
        • 14. Riders - Part 2
        • 15. Riders - Part 3
        • 16. Riders - Part 4
        • 17. Conclusion (Video)
  • Introduction to Health Insurance
    • Introduction to Health Insurance [21 Activities]
      • 01. Introduction to Health Insurance (Video)
      • 02. Definitions
      • 03. Types of Perils
      • 04. Policyholders' Bill of Rights
      • 05. Use of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Classes of Health Insurance Policies: Part 1
      • 08. Classes of Health Insurance (Video)
      • 09. Classes of Health Insurance Policies: Part 2
      • 10. Health Insurance Portability and Accountability Act of 1997 (HIPAA)
      • View Additional Activities
        • 11. PPACA/ACA (Patient Protection and Affordable Care Act/Affordable Care Act)
        • 12. Common Exclusions from Coverage
        • 13. Other Insurance Concepts
        • 14. Producer Responsibilities (Video)
        • 15. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 1
        • 16. Producer Responsibilities: Part 2 (Video)
        • 17. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 2
        • 18. Individual Underwriting By the Insurer
        • 19. Your Responsibilities Towards Applicants or Insureds (Video)
        • 20. Considerations in Replacing Accident and Health
        • 21. Conclusion (Video)
  • Health Insurance Policy General Provisions
    • General Provisions [7 Activities]
      • 01. Introduction (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions: Part 1
      • 05. Other General Provisions: Part 2
      • 06. Riders
      • 07. Conclusion (Video)
  • Qualified Plans and Retirement
    • Qualified Plans and Retirement [12 Activities]
      • 01. Introduction (Video)
      • 02. Qualified Plans - Part 1
      • 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
      • 04. Federal Tax Considerations for Qualified Plans (Video)
      • 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
      • 06. Rollovers, Transfers, and 1035 Exchanges (Video)
      • 07. Rollovers and Transfers
      • 08. Section 1035 Exchanges
      • 09. Social Security Benefits
      • 10. Employee Retirement Income Security Act (Video)
      • View Additional Activities
        • 11. Employee Retirement Income Security Act (ERISA)
        • 12. Conclusion (Video)
  • Life Insurance and Securities
    • Life Insurance and Securities [4 Activities]
      • 01. Introduction (Video)
      • 02. Dodd-Frank
      • 03. Variable Life Insurance and Annuities as Securities
      • 04. Conclusion (Video)
  • Annuities
    • Annuities [10 Activities]
      • 01. Introduction (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity (Benefit) Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
  • Group Health Insurance
    • Group Health [7 Activities]
      • 01. Introduction
      • 02. Types of Eligible Groups
      • 03. Advertising Group Health Insurance
      • 04. Employer Group Health Insurance
      • 05. Loss of Coverage / Coverage Continuation / Changing Coverage
      • 06. Small Employer Medical Plans
      • 07. Other Types of Supplementary Group Coverage
  • Dental Insurance
    • Dental [5 Activities]
      • 01. Introduction (Video)
      • 02. Categories of Dental Treatment
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
  • Long-Term Care Policies
    • Long Term Care [11 Activities]
      • 01. Introduction (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • 09. LTC Policy Replacement
      • 10. Qualified LTC Plans
      • View Additional Activities
        • 11. Conclusion (Video)
  • Federal tax Considerations for Life Insurance and Annuities
    • Tax Considerations for Life Insurance and Annuities [9 Activities]
      • 01. Introduction (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Non-Qualified Annuities (Video)
      • 04. Taxation of Group Life Insurance
      • 05. Taxation of Non-Qualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Washington Specific Tax Considerations
      • 09. Conclusion (Video)
  • Federal Tax Considerations for Health Insurance
    • Federal Tax Considerations [8 Activities]
      • 01. Introduction (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
  • Federal Regulations Covering Life and Health Insurance
    • Federal Regulations Covering Life & Health Insurance [14 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance: Part 2
      • 04. Federal Regulations Governing Health Insurance: Part 3
      • 05. Patient Protection and Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance: Part 4
      • 07. Affordable Care Act: Changes to Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance: Part 5
      • 09. Federal Regulations Governing Health Insurance: Part 6
      • 10. Federal Regulations Governing Health Insurance: Part 7
      • View Additional Activities
        • 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
        • 12. Federal Regulations Governing Health Insurance: Part 8
        • 13. Federal Regulations Governing Health Insurance: Part 9
        • 14. Conclusion (Video)
  • Final Test
    • Affidavit
    • Final Test (38 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.