This 8 hour class is approved by the State of Virginia. It meets the mandatory initial continuing education requirement to start selling Long Term Care Insurance for licensed producers. It includes 6 hours of LTC content and 2 hours of LTCP content as required.

This class will give you a solid understanding of the Long-Term care industry and how these policies work. You'll learn who pays for long term care, and who needs it; how to build an LTC policy; and how they work. We'll also talk about the underwriting process and the cost of LTC. We'll discuss alternatives for those not qualified candidates for LTC.

Course Format: Text

Credit Type: Long Term Care

Course ID(s): 229541

Approved By: Bureau of Insurance

  • Long-Term Care; An Introduction
    • Long-Term Care; An Introduction [9 Activities]
      • 01. Introduction (Video)
      • 02. What is Long-Term Care?
      • 03. Settings/Costs of Long-term Care (Video)
      • 04. Settings for Care and the Cost of Long-Term Care
      • 05. Who Pays for Long-Term Care (Video)
      • 06. Who Pays for Long-Term Care
      • 07. Who Needs Long-Term Care? (Video)
      • 08. Who May Need Long-Term Care?
      • 09. Conclusion (Video)
  • Building a Long-Term Care Policy
    • Building a Long-Term Care Policy [12 Activities]
      • 01. Types of Long-Term Care Insurance (Video)
      • 02. Types of Long-Term Care Insurance
      • 03. Building a Long-term Care Policy (Video)
      • 04. Producer Delivery Responsibilities
      • 05. Building a Long-Term Insurance Policy
      • 06. Building a Long-Term Insurance Policy (part 2)
      • 07. Building a Long-Term Insurance Policy, Continued (Video)
      • 08. Building a Long-Term Insurance Policy (Part 3)
      • 09. Building a Long-Term Insurance Policy (Part 4)
      • 10. Building a Long-Term Insurance Policy (Part 5)
      • 11. Building a Long-Term Insurance Policy (Part 6)
      • 12. Conclusion (Video)
  • How Long-Term Care Policies Work
    • How Long-Term Care Policies Work [8 Activities]
      • 01. How Long-term Care Policies Work (Video)
      • 02. How Do Long-Term Care Insurance Policies Work?
      • 03. How Do Long-Term Care Insurance Policies Work? (Part 2)
      • 04. How LTC Policies Work (Video)
      • 05. How Do Long-Term Care Insurance Policies Work? (Part 3)
      • 06. How Do Long-Term Care Insurance Policies Work? (Part 4)
      • 07. How Do Long-Term Care Insurance Policies Work? (Part 5)
      • 08. Conclusion (Video)
  • LTCi Underwriting, Costs, & Alternatives
    • LTCi Underwriting, Costs, & Alternatives [8 Activities]
      • 01. Introduction (Video)
      • 02. Does Health Affect Ability to Buy a Policy?
      • 03. How Much Do Long-Term Care Insurance Policies Cost?
      • 04. Plan Replacement Considerations
      • 05. Into the Home Stretch (Video)
      • 06. Medicare Training, Medicaid Training, and Long-term Care Insurance Partnership Plans
      • 07. Review & The Future of LTCi
      • 08. Conclusion (Video)
  • Final Exam
    • Mandatory Questionnaire
    • Affidavit
    • Final Exam (80 questions)
  • Certificate of Completion
    • Certificate of Completion - Virginia 8 Hour Initial LTC Course
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.