Washington 24 Hour Personal Lines Review

$38.00

24 Hour Course

Course ID: 610329

Approved By: Washington Office of Insurance Commissioner

3.8
82 Reviews

Add to Cart (877) 724-6150

Review key principles and concepts related to personal policies. This course summarizes multiple new laws that affect the insurance industry. This includes laws affecting property and casualty producers, health and life insurance producers, and general new provisions that all producers should be aware of. It also includes Ethics for Insurance Producers. This course satisfies 21 hours of general CE and 3 hours of ethics training for any Washington insurance producer, and applies to producers in all lines.

(WA OIC Approval ID: 610329)

  • Universal Insurance Concepts
    • General Insurance Concepts [18 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance?
      • 03. Risk and Risk Management
      • 04. Risk and Risk Management: Techniques and Insurable Interest
      • 05. Insurers (Video)
      • 06. Insurers
      • 07. Financial Status (Video)
      • 08. Insurers: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships: What is Agency?
        • 11. Producers and Agency Relationships: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts
        • 15. Contracts: Elements of a Legal Contract
        • 16. Contracts: Distinct Characteristics of an Insurance Contract
        • 17. Contracts: Legal Interpretations Affecting Contracts
        • 18. Conclusion (Video)
    • Completing the Application [4 Activities]
      • 01. Introduction (Video)
      • 02. Completing the Application, Underwriting, and Delivering the Policy
      • 03. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
      • 04. Completing the Application, Underwriting, and Delivering the Policy: Delivering the Policy
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Codes of Ethics - Part 1
        • 18. Insurance Industry Codes of Ethics - Part 2
        • 19. Insurance Industry Codes of Ethics - Part 3
        • 20. Insurance Industry Codes of Ethics - Part 4
        • 21. Looking Forward
        • 22. Conclusion (Video)
    • Producer Responsibilities in Marketing [9 Activities]
      • 01. Introduction (Video)
      • 02. Solicitation and Sales Presentations
      • 03. Suitability
      • 04. Life Insurance Policy Comparison Methods (Video)
      • 05. Life Insurance Policy Cost Comparison Methods
      • 06. Replacement
      • 07. Use and Disclosure of Insurance Information
      • 08. Military Sales
      • 09. Conclusion (Video)
  • Property and Casualty Basics
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts: Loss (Video)
      • 04. Principles and Concepts: Loss
      • 05. Negligence, Liability, and Damages (Video)
      • 06. Negligence, Liability, and Damages
      • 07. Policy Structure (Video)
      • 08. Policy Structure and Contracts
      • View Additional Activities
        • 09. Common Policy Provisions (Video)
        • 10. Common Policy Provisions
        • 11. Common Policy Provisions - Part 2 (Video)
        • 12. Other Common Policy Provisions
        • 13. Common Policy Provisions - Part 3 (Video)
        • 14. Party Specific Policy Provisions
        • 15. Conclusion (Video)
    • Washington State Additional Personal Line Concepts [3 Activities]
      • 01. Introduction (Video)
      • 02. Additional Terms and Concepts
      • 03. Video (Conclusion)
  • Personal Lines Policy Types
    • Dwelling Policy [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Form
      • 03. Characteristics and Purpose
      • 04. Eligibility
      • 05. Coverage Forms - Perils Insured Against
      • 06. Property Coverages
      • 07. Property Coverages - Part 2
      • 08. General Exclusions
      • View Additional Activities
        • 09. Conditions - Part 1
        • 10. Conditions - Part 2
        • 11. Selected Endorsements
        • 12. Personal Liability Supplement
        • 13. Conclusion (Video)
    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • View Additional Activities
        • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
        • 10. Property Coverages: Conditions Relative to Section 1
        • 11. Property Coverages: Additional Conditions Relative to Section 1
        • 12. Liability Coverages (Video)
        • 13. Section 2 - Liability Coverages
        • 14. Liability Coverages: Exclusions to Liability Coverage
        • 15. Liability Coverages: Exclusions to Coverage E and F
        • 16. Liability Coverages: Conditions Relative to Section 2
        • 17. Conditions Relative to Both Sections 1 and 2
        • 18. Endorsements (Video)
        • 19. Endorsements
        • 20. Endorsements: Scheduled Personal Property (HO 04 61)
        • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
        • 22. Endorsements: Additional Endorsements
        • 23. Conclusion (Video)
    • Personal Automobile Policies [10 Activities]
      • 01. Introduction (Video)
      • 02. Fundamentals of Auto Coverage
      • 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
      • 04. Personal Auto Policies in Detail
      • 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
      • 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
      • 07. Personal Auto Policies in Detail: Physical Damage Coverages
      • 08. Personal Auto Policies in Detail: Conditions and Provisions
      • 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
      • 10. Conclusion (Video)
    • Washington State Other Coverages [19 Activities]
      • 01. Introduction (Video)
      • 02. Umbrella and Excess Liability Policies - Part 1
      • 03. Umbrella and Excess Liability Policies - Part 2
      • 04. Umbrella and Excess Liability Policies - Part 3
      • 05. Umbrella and Excess Liability Policies - Part 4
      • 06. Umbrella and Excess Liability Policies - Part 5
      • 07. National Flood Insurance Program (Video)
      • 08. National Flood Insurance Program - Part 1
      • View Additional Activities
        • 09. National Flood Insurance Program - Part 2
        • 10. National Flood Insurance Program - Part 3
        • 11. National Flood Insurance Program - Part 4
        • 12. National Flood Insurance Program - Part 5
        • 13. National Flood Insurance Program - Part 6
        • 14. National Flood Insurance Program - Part 7
        • 15. Other Coverages (Video)
        • 16. Inland Marine
        • 17. Marine Insurance
        • 18. Disaster Insurance
        • 19. Crop Insurance
  • Laws Governing Personal Lines
    • Federal Regulations and Laws Governing Insurance [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations
      • 03. Federal Financial Regulations
      • 04. Conclusion (Video)
    • Washington General Insurance Regulations [43 Activities]
      • 01. Introduction (Video)
      • 02. Powers of the Commissioner: Broad Powers
      • 03. Powers of the Commissioner: Additional Broad Powers
      • 04. Powers of the Commissioner: Examination of Records
      • 05. Powers of the Commissioner: Rates and Forms
      • 06. Powers of the Commissioner: Penalties
      • 07. Powers of the Commissioner: Unlicensed Activities
      • 08. Terms and Concepts (Video)
      • View Additional Activities
        • 09. Terms and Concepts: Insurer
        • 10. Terms and Concepts: Certificates of Authority and Types of Insurers
        • 11. Terms and Concepts: Guaranty Association (Life - Disability)
        • 12. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.025(1) and (2)
        • 13. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.025(3) and (4)
        • 14. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.035 - .065
        • 15. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.075(1) - (10)
        • 16. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.075(11) - (18)
        • 17. Terms and Concepts: Guaranty Association (Life - Disability) - RCW 48.32A.085
        • 18. Licensing (Video)
        • 19. Terms and Concepts: Fraternals
        • 20. Licensing
        • 21. Licensing: Persons Required to be Licensed - Producer
        • 22. Licensing: Persons Required to be Licensed - Temporary
        • 23. Licensing: Persons Required to be Licensed - Nonresident
        • 24. Licensing: Persons Required to be Licensed - Exemptions
        • 25. Licensing: Appointments/Termination of Appointments
        • 26. Licensing: Maintenance and Duration of License - Renewal
        • 27. Licensing: Maintenance and Duration of License - Continuing Education
        • 28. Licensing: Maintenance and Duration of License - Late Renewal/Reinstatement
        • 29. Marketing Practices (Video)
        • 30. Marketing Practices: Unfair Practices
        • 31. Marketing Practices: Unfair Claims Methods and Trade Practices - WAC 284-30-300 to -320
        • 32. Marketing Practices: Unfair Claims Methods and Trade Practices - WAC 284-30-340 to -360
        • 33. Marketing Practices: Unfair Claims Methods and Trade Practices - WAC 284-30-370, -380, -400, -570 to -574, and -590
        • 34. Marketing Practices: Unfair Claims Methods and Trade Practices - WAC 284-30-660 and -670
        • 35. Marketing Practices: Unfair Claims Methods and Trade Practices - Life and Disability
        • 36. Marketing Practices: Unfair Claims Methods and Trade Practices - Property and Casualty
        • 37. Marketing Practices: Unfair Claims Methods and Trade Practices - Additional Property and Casualty Rules
        • 38. Marketing Practices: Producer¬ís Compensation Disclosure and Rebating
        • 39. Marketing Practices: Other Unfair Practices
        • 40. Marketing Practices: Producer Responsibilities
        • 41. Marketing Practices: More Producer Responsibilities
        • 42. Marketing Practices: Compensation of Licensees
        • 43. Conclusion (Video)
    • Washington State Regulations Governing Personal Lines Insurance [10 Activities]
      • 01. Introduction (Video)
      • 02. WA Personal Lines State Regulations
      • 03. Washington Personal Lines State Regulations: Part 2 (Video)
      • 04. Washington Personal Lines State Regulations: Part 2
      • 05. Washington Personal Lines State Regulations: Part 3
      • 06. Property Insurance Regulations (Video)
      • 07. Property Insurance Regulations
      • 08. Casualty Insurance Regulations
      • 09. Casualty Insurance Regulations - Part 2
      • 10. Conclusion (Video)
  • Health Insurance Basics
    • Introduction to Health Insurance [21 Activities]
      • 01. Introduction to Health Insurance (Video)
      • 02. Definitions
      • 03. Basics of Health Insurance
      • 04. Policyholders' Bill of Rights
      • 05. Uses of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Types of Health Insurance Policies: Part 1
      • 08. Classes of Health Insurance (Video)
      • View Additional Activities
        • 09. Types of Health Insurance Policies: Part 2
        • 10. Premiums
        • 11. Important Legislation
        • 12. Exclusions
        • 13. Other Insurance Concepts
        • 14. Producer Responsibilities (Video)
        • 15. Producer Responsibilities
        • 16. Producer Responsibilities: Part 2 (Video)
        • 17. Field Underwriting
        • 18. Individual Underwriting By the Insurer
        • 19. Your Responsibilities Towards Applicants or Insureds (Video)
        • 20. Considerations in Replacing Accident and Health
        • 21. Conclusion (Video)
    • General Provisions [7 Activities]
      • 01. Introduction (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions - Part 1
      • 05. Other General Provisions - Part 2
      • 06. Riders
      • 07. Conclusion (Video)
  • Life Insurance Basics
    • Fundamental Concepts [9 Activities]
      • 01. Introduction (Video)
      • 02. Introduction to Life Insurance; Common Classifications of Life Insurance
      • 03. Uses of Life Insurance (Video)
      • 04. Uses for Life Insurance: Personal and Business Uses of Life Insurance
      • 05. Uses for Life Insurance: Determining Amount of Personal Life Insurance
      • 06. Aspects of Life Insurance
      • 07. Individual Underwriting by the Insurer (Video)
      • 08. Individual Underwriting by the Insurer
      • 09. Conclusion (Video)
    • Life Insurance Policy Types [15 Activities]
      • 01. Introduction (Video)
      • 02. Life Insurance Basics
      • 03. Policy Descriptions in Brief
      • 04. Whole Life Insurance and Term Life Insurance (Video)
      • 05. Individual Policies in Detail: Whole Life Insurance
      • 06. Individual Policies in Detail: Term Life Insurance
      • 07. Flexible Policies and Specialized Policies (Video)
      • 08. Individual Policies in Detail: Flexible Policies
      • View Additional Activities
        • 09. Individual Policies in Detail: Specialized Policies
        • 10. Individual Policies in Detail: Endowment Policies and Worksite Plans
        • 11. Group Life Insurance and Credit Life Insurance (Video)
        • 12. Group Policies in Detail
        • 13. Completing the Application, Underwriting, and Delivering the Policy: Calculating and Delivering the Policy
        • 14. Credit Life Insurance
        • 15. Conclusion (Video)
    • Standard Policy Provisions [17 Activities]
      • 01. Introduction (Video)
      • 02. Standard Policy Provisions - Part 1
      • 03. Standard Policy Provisions - Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions - Part 3
      • 06. Standard Policy Provisions - Part 4
      • 07. Options (Video)
      • 08. Options: Settlement
      • View Additional Activities
        • 09. Options: Nonforfeiture
        • 10. Options: Loans, Withdrawals, and Surrenders
        • 11. Riders - Part 1 (Video)
        • 12. Disability, LTC, and Accelerated Benefit Riders
        • 13. Riders - Parts 2-4 (Video)
        • 14. Term Riders
        • 15. Other Riders
        • 16. Viatical Trust Settlements
        • 17. Conclusion (Video)
    • Annuities [10 Activities]
      • 01. Introduction (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity (Benefit) Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
  • Final Test
    • Final Test (125 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

May 21st, 2018
Very user friendly!

May 11th, 2018
I was glad to have the review of everything!

April 20th, 2018
Thank you, I will refer a friend.

February 27th, 2018

February 19th, 2018
Satisfied

February 15th, 2018
very good

February 6th, 2018
Thanks

November 14th, 2017
Loved the self pace!

June 5th, 2018
Course did not reflect the complexity of the exam. The exam was more difficult than the original test for insurance licensing

September 30th, 2019
Courses don't always maintain sequence -- received several questions *before* the course covered the material of the question

January 31st, 2019
great teaching info. Test was terrible...vague, ambiguous

December 29th, 2018
This was a good course but some questions had bad references, and most didn't have any references.

July 29th, 2018
Some of these questions were worded very oddly. It threw me off.

January 31st, 2018
This was way too involved and what I experienced was like getting my license for the first time.

May 31st, 2019
Several typos and run-on sentences in the final test. Not enough prep quizzes/study guide material to be successful in the final test.

August 26th, 2018
Your questions for the final test are too much,

June 15th, 2018
question format was awful. The price was right so thats nice.

April 20th, 2018
The final test did not test for knowledge in Life, Health or disability. This test was very inadequate to those subjects.

January 31st, 2018
I do not agree with "Mandatory" questionnaires. I paid my money and I should not have to take your stupid questionnaire to get my certificate!

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