Washington P&C Insurance Pre-License Package

$107.00

40 Hour Course

3.3

Course Description
Course Outline

Our 40 hour class is approved by the State of Washington to meet the mandatory Pre-License Education Requirement for the Property & Casualty Insurance lines. Our course is specifically designed to help you prepare for the state exam to get your insurance license.

We'll cover a lot of ground in this course in order to ensure you're ready for your exam. We'll start the course by learning the basics of Property & Casualty insurance, before moving on to some of the most common policies you'll work with: homeowner's and dwelling policies. After learning the provisions of these, we'll discuss the state and federal regulations which govern the insurance industry. A midpoint quiz will help you assess your retention of the material, before we move on to new concepts.

In the second part of the course, we'll cover personal and commercial auto policies, commercial coverage packages, business owner's policies, and worker's compensation insurance. A final exam will show you if there are any concepts you need to spend extra time on before you take your test!

Take the first step to become a Property & Casualty Producer, At Your Pace Online!

General Insurance

General Insurance Concepts [18 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management: Techniques and Insurable Interest
- 05. Insurers (Video)
- 06. Insurers
- 07. Financial Status (Video)
- 08. Insurers: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships: What is Agency?
  - 11. Producers and Agency Relationships: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts
  - 15. Contracts: Elements of a Legal Contract
  - 16. Contracts: Distinct Characteristics of an Insurance Contract
  - 17. Contracts: Legal Interpretations Affecting Contracts
  - 18. Conclusion (Video)

Property and Casualty Basics

Property and Casualty Basics [15 Activities]
- 01. Introduction (Video)
- 02. Principles and Concepts
- 03. Principles and Concepts: Loss (Video)
- 04. Principles and Concepts: Loss
- 05. Negligence, Liability, and Damages (Video)
- 06. Negligence, Liability, and Damages
- 07. Policy Structure (Video)
- 08. Policy Structure and Contracts
- View Additional Activities
  - 09. Common Policy Provisions (Video)
  - 10. Common Policy Provisions
  - 11. Common Policy Provisions - Part 2 (Video)
  - 12. Other Common Policy Provisions
  - 13. Common Policy Provisions - Part 3 (Video)
  - 14. Party Specific Policy Provisions
  - 15. Conclusion (Video)

Dwelling Policy

Dwelling Policy [13 Activities]
- 01. Introduction (Video)
- 02. Policy Form
- 03. Characteristics and Purpose
- 04. Eligibility
- 05. Coverage Forms - Perils Insured Against
- 06. Property Coverages
- 07. Property Coverages - Part 2
- 08. General Exclusions
- View Additional Activities
  - 09. Conditions - Part 1
  - 10. Conditions - Part 2
  - 11. Selected Endorsements
  - 12. Personal Liability Supplement
  - 13. Conclusion (Video)

Homeowner's Policy

Homeowner's Policy [23 Activities]
- 01. Introduction ( Video)
- 02. Objectives
- 03. Definitions
- 04. Policy Forms - HO-1 through HO-8
- 05. Structure of a Homeowners Policy
- 06. Property Coverages
- 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
- 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
- View Additional Activities
  - 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
  - 10. Property Coverages: Conditions Relative to Section 1
  - 11. Property Coverages: Additional Conditions Relative to Section 1
  - 12. Liability Coverages (Video)
  - 13. Section 2 - Liability Coverages
  - 14. Liability Coverages: Exclusions to Liability Coverage
  - 15. Liability Coverages: Exclusions to Coverage E and F
  - 16. Liability Coverages: Conditions Relative to Section 2
  - 17. Conditions Relative to Both Sections 1 and 2
  - 18. Endorsements (Video)
  - 19. Endorsements
  - 20. Endorsements: Scheduled Personal Property (HO 04 61)
  - 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
  - 22. Endorsements: Additional Endorsements
  - 23. Conclusion (Video)

Regulations and Laws Governing Insurance

Federal Regulations and Laws Governing Insurance [4 Activities]
- 01. Introduction (Video)
- 02. Federal Regulations
- 03. Federal Financial Regulations
- 04. Conclusion (Video)

Washington General Insurance Regulations [43 Activities]
- 01. Introduction (Video)
- 02. General Washington Insurance Regulations - Part 1
- 03. General Washington Insurance Regulations - Part 2
- 04. General Washington Insurance Regulations - Part 3
- 05. General Washington Insurance Regulations - Part 4
- 06. General Washington Insurance Regulations - Part 5
- 07. General Washington Insurance Regulations - Part 6
- 08. Terms and Concepts (Video)
- View Additional Activities
  - 09. General Washington Insurance Regulations - Part 7
  - 10. General Washington Insurance Regulations - Part 8
  - 11. General Washington Insurance Regulations - Part 9
  - 12. General Washington Insurance Regulations - Part 10
  - 13. General Washington Insurance Regulations - Part 11
  - 14. General Washington Insurance Regulations - Part 12
  - 15. General Washington Insurance Regulations - Part 13
  - 16. General Washington Insurance Regulations - Part 14
  - 17. General Washington Insurance Regulations - Part 15
  - 18. General Washington Insurance Regulations - Part 16
  - 19. Licensing (Video)
  - 20. General Washington Insurance Regulations - Part 17
  - 21. General Washington Insurance Regulations - Part 18
  - 22. General Washington Insurance Regulations - Part 19
  - 23. General Washington Insurance Regulations - Part 20
  - 24. General Washington Insurance Regulations - Part 21
  - 25. General Washington Insurance Regulations - Part 22
  - 26. General Washington Insurance Regulations - Part 23
  - 27. General Washington Insurance Regulations - Part 24
  - 28. General Washington Insurance Regulations - Part 25
  - 29. Marketing Practices (Video)
  - 30. General Washington Insurance Regulations - Part 26
  - 31. General Washington Insurance Regulations - Part 27
  - 32. General Washington Insurance Regulations - Part 28
  - 33. General Washington Insurance Regulations - Part 29
  - 34. General Washington Insurance Regulations - Part 30
  - 35. General Washington Insurance Regulations - Part 31
  - 36. General Washington Insurance Regulations - Part 32
  - 37. General Washington Insurance Regulations - Part 33
  - 38. General Washington Insurance Regulations - Part 34
  - 39. General Washington Insurance Regulations - Part 35
  - 40. General Washington Insurance Regulations - Part 36
  - 41. General Washington Insurance Regulations - Part 37
  - 42. General Washington Insurance Regulations - Part 38
  - 43. Conclusion (Video)

Washington Regulations Covering Property & Casualty Insurance [10 Activities]
- 01. Introduction (Video)
- 02. WA Property & Casualty State Regulations
- 03. Washington Property & Casualty State Regulations: Part 2 (Video)
- 04. Washington Property & Casualty State Regulations: Part 2
- 05. Washington Property & Casualty State Regulations: Part 3
- 06. Property Insurance Regulations (Video)
- 07. Property Insurance Regulations
- 08. Casualty Insurance Regulations
- 09. Casualty Insurance Regulations - Part 2
- 10. Conclusion (Video)

Midpoint Quiz

Midpoint Quiz (75 questions)

Personal Automobile Policies

Personal Automobile Policies [10 Activities]
- 01. Introduction (Video)
- 02. Fundamentals of Auto Coverage
- 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
- 04. Personal Auto Policies in Detail
- 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
- 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
- 07. Personal Auto Policies in Detail: Physical Damage Coverages
- 08. Personal Auto Policies in Detail: Conditions and Provisions
- 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
- 10. Conclusion (Video)

Commercial Automobile Policies

Commercial Automobile Policies [13 Activities]
- 01. Introduction (Video)
- 02. Commercial Auto Policies: Introduction
- 03. Business Auto Coverage
- 04. Business Auto Coverage: Definitions
- 05. Business Auto Coverage: Liability
- 06. Business Auto Coverage: Exclusions to Liability Coverage
- 07. Business Auto Coverage: Limits of Liability
- 08. Business Auto Coverage: Physical Damage Coverage
- View Additional Activities
  - 09. Business Auto Coverage: Conditions
  - 10. Other Commercial Auto Coverage Forms
  - 11. Commercial Auto Endorsements
  - 12. More Commercial Auto Endorsements
  - 13. Conclusion (Video)

Commercial Coverage Package Policies

Commercial Coverage Package Policies [56 Activities]
- 01. Introduction (video)
- 02. The Commercial Package Policy
- 03. Bodily Injury and Property Damage Liability (Video)
- 04. Commercial General Liability, Section I: Coverages
- 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
- 06. Commercial General Liability Coverage B: Personal and Advertising Injury Liability
- 07. Commercial General Liability, Coverage C: Medical Payments
- 08. Commercial General Liability: Supplementary Payments
- View Additional Activities
  - 09. Who is an "Insured" (Video)
  - 10. Commercial General Liability Section II: Who is an Insured?
  - 11. Commercial General Liability Section III: Limits of Insurance
  - 12. Commercial General Liability Section IV: Conditions
  - 13. CGL Definitions (Video)
  - 14. Commercial General Liability: Definitions
  - 15. Commercial General Liability: Additional Definitions
  - 16. Occurrence and Claims-Made Forms (Video)
  - 17. Commercial General Liability: Occurrence and Claims-Made Forms
  - 18. Pollution LIability Coverage Form (Video)
  - 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
  - 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
  - 21. Commercial Property (Video)
  - 22. Commercial Property
  - 23. Building and Personal Property (Video)
  - 24. Commercial Property: Building and Business Personal Property
  - 25. Commercial Property: Building and Business Personal Property - Additional Coverages
  - 26. Commercial Property: Building and Business Personal Property - Coverage Extensions
  - 27. Commercial Property: Building and Business Personal Property - Limits of Insurance
  - 28. Commercial Property: Building and Business Personal Property - Additional Conditions, Optional Coverages, and Definitions
  - 29. Condominium Association Coverage Form (Video)
  - 30. Commercial Property: Condominium Association Coverage Form
  - 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
  - 32. Commercial Property: Builders Risk Coverage Form
  - 33. Business Income Coverage Form
  - 34. Commercial Property: The Business Income Coverage Form
  - 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
  - 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
  - 37. Commercial Property: Legal Liability Coverage Form
  - 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
  - 39. Commercial Property: Causes of Loss Forms
  - 40. Commercial Property: Selected Endorsements
  - 41. Commercial Crime (Video)
  - 42. Commercial Crime
  - 43. Commercial Crime: Coverages
  - 44. Commercial Inland Marine (Video)
  - 45. Commercial Inland Marine
  - 46. Commercial Inland Marine: Transportation Coverages
  - 47. Equipment Breakdown (Video)
  - 48. Equipment Breakdown
  - 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
  - 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
  - 51. Farm Coverage (Video)
  - 52. Farm Coverage
  - 53. Farm Coverage: Definitions and Causes of Loss
  - 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
  - 55. Farm Coverage: Crop Insurance
  - 56. Conclusion (Video)

Business Owner's Policies

Business Owners Policy [9 Activities]
- 01. Businessowners Policies Introduction Video
- 02. Property - Part 1: Risks
- 03. Property - Part 2: Coverages
- 04. Property - Part 3
- 05. Liability (Video)
- 06. Liability
- 07. Common Policy Conditions
- 08. Selected Endorsements
- 09. Conclusion (Video)

Worker's Compensation

Workers Compensation [12 Activities]
- 01. Workers Compensation Introduction (Video)
- 02. Workers' Compensation Laws
- 03. Workers Compensation and Employers Liability Insurance Policy (Video)
- 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
- 05. Parts 3 through 6 of a Workers Compensation and Employers Liability Insurance Policy
- 06. Premium Computations (Video)
- 07. Premium Computations
- 08. Premium Computations: Adjustments and Discounts
- View Additional Activities
  - 09. Workers Compensation Laws (Video)
  - 10. Workers' Compensation Laws
  - 11. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
  - 12. Conclusion (Video)

Other Coverages

Other Coverages [28 Activities]
- 01. Other Coverages Introduction (Video)
- 02. Umbrella and Excess Liability Policies
- 03. Umbrella and Excess Liability Policies: Personal Coverage - Coverage Form
- 04. Umbrella and Excess Liability Policies: Personal Coverage - Coverages and Limits of Liability
- 05. Umbrella and Excess Liability Policies: Personal Coverage - Exclusions
- 06. Umbrella and Excess Liability Policies: Personal Coverage - General Provisions
- 07. Commercial Umbrella (Video)
- 08. Umbrella and Excess Liability Policies: Commercial Umbrella
- View Additional Activities
  - 09. Umbrella and Excess Liability Policies: Commercial Umbrella - Coverage Form
  - 10. Umbrella and Excess Liability Policies: Commercial Umbrella - Exclusions
  - 11. Umbrella and Excess Liability Policies: Commercial Umbrella - Definitions
  - 12. Umbrella and Excess Liability Policies: Commercial Umbrella - Additional Definitions
  - 13. Umbrella and Excess Liability Policies: Commercial Umbrella - Conditions
  - 14. Specialty and Professional Liability Insurance (Video)
  - 15. Specialty and Professional Liability Insurance
  - 16. National Flood Insurance Program (Video)
  - 17. National Flood Insurance Program
  - 18. National Flood Insurance Program: Property Covered
  - 19. National Flood Insurance Program: Personal Property
  - 20. National Flood Insurance Program: Other Coverages
  - 21. National Flood Insurance Program: Increased Cost of Compliance
  - 22. National Flood Insurance Program: Property Not Covered, Exclusions, and Deductibles
  - 23. National Flood Insurance Program: General Conditions
  - 24. Other Policies (Video)
  - 25. Other Policies
  - 26. Surety Bonds and Surplus Lines (Video)
  - 27. Surety Bonds and Surplus Lines
  - 28. Conclusion (Video)

Endpoint Quiz

Endpoint Quiz (75 questions)

Final Test

Property Final Test (100 questions)

Casualty Final Test (100 questions)

Certificate of Completion

Mandatory Questionnaire

Certificate of Completion - Property

Certificate of Completion - Casualty

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

February 18th, 2018

Evelina

ability to print out materials.

February 3rd, 2018

Jessica

Content and questions are worded weird and are very hard to understand at times. It's also very annoying how it's all divided into very small sections you have to click through rather just having a few paragraphs on one page on one subject.

January 10th, 2018

Benjamin

This course was very hard to understand, very un-intuitive, and a lot of the times held inaccuracies or major typos. I feel like my money would have been better spent on a different education program. I will be recommending new insurance producers away from AYOP for property and casualty.

June 4th, 2018

Derrion

Accurate representation of the ambiguity of the actual state exam. Does somewhat allow you to proceed at your own pace.Other then that the product is garbage. Not user friendly. Riddled with typos and other errors. Lack of emphasis on actual information retention. Will be sure to recommend colleagues try ANY other site.

August 26th, 2019

Edward

January 18th, 2018

Karly

August 1st, 2019

Rogan

January 13th, 2019

GUANG

October 5th, 2018

Jet

January 3rd, 2018

Jacob

November 29th, 2017

Laura

November 2nd, 2017

August 27th, 2018

Roxanna

February 7th, 2019

Valerie

May 26th, 2019

Stephan

Washington P&C Insurance Pre-License Package

Course Description

Course Outline

Instructor Bio

Course Reviews