This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Life and Health insurance. It includes 3 hours of ethics.
The ethics course will take an in-depth look at a number of issues surrounding ethics and the producer. The course begins with a look at trust in the industry, and whether clients actually trust insurance producers compared to other professions. It continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.
In the life and health course, insurance producers will find 21 hours of continuing education instruction that they put toward the total needed to renew an insurance license. The primary focus of this course is life and health insurance.
The course starts with a segment on life insurance that addresses life insurance fundamentals, the structure of life insurance policies, and annuities.
The instruction on life insurance fundamentals will both discuss the core concepts of life insurance and explore the different types of life insurance that are available.
The portion on life insurance policies will talk about the life insurance policy and the provisions, options, and riders that can be included in the policy contract.
A last segment of the course will examine annuities, especially how they compare to other life insurance products
The rest of this course is concerned with health insurance and similar related insurance products. This part of the course discusses the core elements of life insurance, health insurance contracts, and group health insurance.
The segment on the core elements of life insurance will cover what life insurance is and how it is used. This segment also talks about the various forms of health insurance coverage.
The training on life insurance contracts will look at the structure of health insurance policies specifically, provisions and options.
The last segment of the class on group health insurance will discuss how health insurance is provided to organizations and how group coverage differs from individual health coverage.
Course Format: Text
Credit Type: Ethics, General
Course ID(s): 6000106881, 6000106880
Approved By: Department of the Commissioner of Insurance
- Ethics
- Ethics [12 Activities]
- 01. Principles of Ethics for Insurance Producers
- 02. Principles of Ethics for Insurance Producers (Part 2)
- 03. Ethical Concepts and Terminology
- 04. Ethical Practices (Video)
- 05. Ethics in the Real World
- 06. Ethical Duties (Video)
- 07. Ethical Duties
- 08. Ethical Duties - Part 2
- 09. Ethical Duties - Part 3
- 10. Ethical Duties - Part 4
- 11. Ethical Situations (Video)
- 12. Ethical Situations
- Ethics [12 Activities]
- Final Exam - Ethics
- Set up your Exam Proctor - Ethics
- Student and Proctor Affidavit - Ethics
- Final Exam - Ethics (25 questions)
- Purchase Online Proctoring - Ethics
- Schedule Proctoring Session - Ethics
- Start Proctoring Session - Ethics
- Online Proctored Final Exam - Ethics (25 questions)
- Life and Health Topics
- Life Insurance Basics [9 Activities]
- 01. Introduction to Life Insurance Basics (Video)
- 02. Life Insurance Basics
- 03. Types of Life Insurance Policies (Video)
- 04. Type of Policies
- 05. Disclosure and Transparency (Video)
- 06. Disclosure and Transparency Requirements
- 07. Field Underwriting (Video)
- 08. Field Underwriting
- 09. Conclusion (Video)
- Life Insurance Policies [11 Activities]
- 01. Life Insurance Policies (Video)
- 02. Life Insurance Policies
- 03. Term Insurance Policies (Video)
- 04. Whole Life Insurance
- 05. Whole Life Insurance (Video)
- 06. Flexible Premium Policies
- 07. Flexible Premium Policies (Video)
- 08. Specialized Policies
- 09. Specialized Life Policies (Video)
- 10. Group Life Insurance
- 11. Life Insurance Policies Conclusion (Video)
- Life Insurance Policy Provisions, Options, and Riders [11 Activities]
- 01. Introduction to Life Insurance Policy Provisions, Options, and Riders (Video)
- 02. Standard Policy Provisions
- 03. Introduction to Life Insurance Policy Provisions, Options, and Riders (Video)
- 04. Beneficiaries and Trusts
- 05. Beneficiaries and Trusts (Video)
- 06. Settlement Options
- 07. Settlements Options (Video)
- 08. Disability and Other Riders
- 09. Disability and Other Riders (Video)
- 10. Riders for Additional Insured and Riders Affecting the Death Benefit
- 11. Conclusion (Video)
- Annuities [6 Activities]
- 01. Introduction to Annuities (Video)
- 02. Annuity Principles and Concepts
- 03. Introduction to Annuities and Annuity Payout Options (Video)
- 04. Annuity Benefit Payment Options
- 05. Uses of Annuities
- 06. Conclusion (Video)
- Health Insurance Basics [18 Activities]
- 01. Introduction to Health Insurance Basics (Video)
- 02. Definitions
- 03. Basics of Health Insurance
- 04. Uses of Health Insurance
- 05. Principal Types of Losses and Benefits
- 06. Types of Health Insurance Policies: Part One
- 07. Limited Coverage Policies (Video)
- 08. Types of Health Insurance Policies: Part Two
- 09. Important Legislation
- 10. Other Insurance Concepts
- 11. Producer Responsibilities (Video)
- 12. Producer Responsibilities
- 13. Underwriting (Video)
- 14. Field Underwriting
- 15. Individual Underwriting by the Insurer
- 16. Replacement Policies
- 17. Considerations in Replacing Accident and Health Insurance
- 18. Conclusion (Video)
- Health Insurance Policy Provisions, Options, and Riders [7 Activities]
- 01. Policy Provisions, Options and Riders (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions - Part 1
- 05. Other General Provisions - Part 2
- 06. Riders
- 07. Conclusion (Video)
- Group Health Insurance [9 Activities]
- 01. Group Insurance Concepts
- 02. Group Insurance Concepts Review (Video)
- 03. Group Plan Characteristics
- 04. Group Plan Characteristics (Video)
- 05. Eligibility, Enrollment and Continuation of Coverage
- 06. Eligibility, Enrollment and Continuation of Coverage (Video)
- 07. Group Conversion
- 08. Small Employer Medical Plans
- 09. Conclusion
- Life Insurance Basics [9 Activities]
- Final Exam - L&H
- Set up your Exam Proctor
- Student and Proctor Affidavit
- Final Exam - L&H (75 questions)
- Purchase Online Proctoring
- Schedule Proctoring Session
- Start Proctoring Session
- Online Proctored Final Exam - L&H (75 questions)
- Certificate of Achievement
- Mandatory Questionnaire
- Certificate of Completion - Ethics
- Certificate of Completion - L&H
- Guaranteed Next-Day Reporting
