Iowa Insurance Continuing Education
We are approved by the Iowa Insurance Division to offer online continuing education (Provider ID# 20332).
You can help meet half of the continuing education requirements for your Iowa insurance license without setting foot in a classroom or seminar. We offer convenient and flexible classes you can complete on your own schedule. All of our courses can be completed At Your Pace Online in order to help you renew your insurance license, and never include any hidden fees. Once you complete one of our online courses, we will report your course completion directly to the state for you.
36 Hour Iowa Complete Renewal Package Online
This complete online Iowa Insurance package will give you all you need to renew, for a specific amount of time! The Iowa Insurance Division has allowed students to complete all 36 hours of their required CE through online methods through December 2020. Complete this package before then so you can renew your license with ease. If you complete this package on or after January 1, 2021, you'll only be able to be reported for up to 18 credits.
Iowa 18 Hour Life & Health Review
This package provides 18 hours of CE! The course will review key concepts and principles of Life and Health insurance.
Iowa Insurance Division Course ID: 85755
Iowa 18 Hour Property & Casualty Review
This package provides 18 hours of CE! In this course, we'll review key concepts and principles of Property and Casualty insurance. It includes 18 hours of educational content, and the mandatory exam. No additional reporting fees.
Iowa Insurance Division Course ID: 85756
Iowa 8 Hour Initial Long-Term Care Certification
This 8 hour class is approved by the State of Iowa. It meets the mandatory education requirement to start selling Long Term Care Insurance. No additional reporting fees.
Iowa Insurance Division Course ID: 85752
Iowa 4 Hour Annuity Suitability Training
This 4-hour course will meet your one-time Certification Requirements to start selling Life Insurance Annuities in the state of Iowa. This course does NOT include Indexed Annuities. No additional reporting fees.
Iowa Insurance Division Course ID: 85751
Iowa 4 Hour Ongoing Long-Term Care CE
This course applies to producers who need to renew their Long-Term Care Certification to continue selling LTC Insurance. This course will review key principles and concepts related to long-term care insurance policies. No additional reporting fees.
Iowa Insurance Division Course ID: 85754
Iowa 3 Hour NFIP Review
This 3 Hour course will meet your one time Certification Requirements to start selling Flood Insurance in the state of Iowa. No additional reporting fees.
Iowa Insurance Division Course ID: 85750
Iowa 3 Hour Ethics Review
This course applies to producers in all lines, and includes Ethics for Insurance Producers. This course satisfies 3 hour of ethics training for any Iowa insurance producer. No additional reporting fees.
Iowa Insurance Division Course ID: 85753
Iowa Insurance Continuing Education Requirements
To renew an insurance license in the state of Iowa, producers must complete 36 hours of continuing education (CE) every three years. These 36 hours must include at least three hours of education in professional ethics. The remaining hours may be for any line of authority, provided that the course is state-approved.
Up to 18 hours of the 36-hour requirement can be completed as self-study. Self-study is not available for courses that are required as part of a national designation.
Producers of crop insurance have a lesser CE requirement of 18 hours total, including three hours of ethics, for every three-year renewal period.
For general producers and crop producers, at least half of the required CE hours must be completed in a classroom or in a classroom-equivalent setting such as online.
For public adjusters, the renewal period is two years rather than three. Adjusters must complete 24 hours of CE, including two hours of ethics training, during this time. There is no classroom or classroom-equivalent requirement for public adjusters.
Rules for Non-Residents
If you are a non-resident producer in Iowa, you qualify for exemption from Iowa’s CE requirements if your home state or district has a CE requirement. Instead, you will file your Iowa renewal through the National Insurance Producer Registry gateway.
For non-resident sellers of annuities or long-term care insurance, your continuing education must comply with the laws of a state with similar training requirements. If you intend to sell long-term care insurance as a non-resident licensee, you must comply with the training laws of a state that meets the requirements of the National Association of Insurance Commissioners.
If your home state does not have a CE requirement, you must comply with Iowa’s 36-hour requirement. Also, if you intend to sell fixed indexed life products, you must complete a four-hour training course. You must complete this course before selling fixed indexed life products in the state of Iowa.
Carryover of Excess CE
The State of Iowa does not permit licensees to carry over CE hours from one period to the next.
Insurance License Term Renewal Requirements
Iowa insurance licenses must be renewed by the last day of the licensee’s birth month, three years after the most recent renewal. It is advisable to complete and file your CE credits no less than one month before your renewal.
You will receive a renewal notice by email, if available, 60 days prior to the date when your license is scheduled to expire. The notice will state whether you have already met your CE requirement. You must complete and post your required hours before you apply for renewal.
Rules for Taking the Exam
To receive credit for completing a CE course, you must pass the exam with a score of 70% or higher. You may retake the exam an unlimited number of times until you pass. If you are completing a classroom equivalent course with interactive quizzes presented periodically throughout the program, you must pass each quiz with scores of 70% or higher.
All certification exams for Iowa insurance licensees are closed book. You may not access course materials or supplemental information while taking the exam.
For the exam to be valid, it must be proctored by a neutral third party. Eligible proctors are individuals who have no economic or personal interest in the licensee receiving a passing score.
Rules for Repeating a Course
You may not repeat a course within the same three-year license renewal period.
Credit for Instructors
If you serve as an instructor for an insurance CE course in Iowa, you qualify to receive the same number of credit hours as a student would earn by taking the course.
You must report your CE hours, or have your education provider report your CE hours, within 15 days of completing the course. Those reporting on behalf of an agent must provide the agent’s National Producer Number.
The Iowa Department of Insurance charges a course reporting fee of $1 per credit hour. This fee applies to the classroom, online, and self-study courses.
Insurance CE Requirement Exemptions
Professionals in certain categories are exempt from CE requirements in Iowa.
If you are an attorney licensed to sell insurance, you are not required to complete the 36 hours of required insurance CE. To qualify for this exemption, you must file a report that proves your compliance with continuing legal education in your home state. You must pay the Iowa CE fee and renewal fee when you file for your exemption.
Producers who are licensed for credit, crop, and surety are also exempt from CE requirements. If you fall into this category, you do not need to report CE credits, but you must file a renewal report and pay the appropriate fee for each category.
Finally, producers who are on extended active duty in the US Armed Forces do not need to comply with CE requirements.
All producers who sell or solicit annuity products in Iowa must complete a four-hour CE course specific to annuities. This is a one-time requirement that applies to the resident as well as non-resident producers.
Long-Term Care Training
Iowa agents must complete an eight-hour training course before selling any long-term care insurance products. After that program is complete, agents must complete four hours of ongoing long-term care training. If the training is approved as CE, the agent can get CE credit for those training hours.
If you are a non-resident who has substantially similar long-term care training in your home state, Iowa will consider you to have satisfied the in-state requirement.
If a producer has completed a course that has received prior approval as long-term care training and is dedicated to complying with new standards, that course will count toward compliance with the current requirements.
The state of Iowa requires all licensees who sell flood insurance to complete a minimum of three hours of flood-specific training. This one-time training is mandated by the National Flood Insurance Program and the Federal Emergency Management Agency, more commonly known as FEMA.