Louisiana Insurance Continuing Education
We are approved by the LA Department of Insurance as a continuing education provider (Provider ID# 10114). All of our courses can be completed At Your Pace Online in order to help you renew your insurance license, and never include any hidden fees. Once you complete one of our online courses, we will report your course completion directly to the state for you.
Louisiana 24 Hour Property & Casualty Package
This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Property & Casualty insurance. In addition to a wealth of general P&C subjects, this course also includes 3 hours of ethics.
LA Department of Insurance ID: 35201 and 35176
Louisiana 24 Hour Life & Health Package
This Course fulfills all 24 Hours you are required to obtain each renewal cycle to renew your license. Our online course includes 18 Hours of general L&H content, 4 Hours of Annuity Content, and the minimum 3 Hours on Ethics.
LA Department of Insurance ID: 26112, 26368 & 26110
Louisiana 3 Hour NFIP Review
This 3-hour course will meet your one time Certification Requirements to start selling Flood Insurance in the state of Louisiana.
Louisiana Department of Insurance Course ID: 26111
Louisiana 3 Hour Ethics Review
This course includes Ethics for Insurance Producers, and applies to producers and adjusters in all lines. It will satisfy 3 hours of ethics training for any LA insurance professional.
Louisiana Department of Insurance Course ID: 35201
Louisiana 24 Hour Adjuster Package
This Course fulfills all 24 Hours you are required to obtain each renewal cycle to renew your adjuster license. Our online course includes 21 hours of general P&C content, and 3 hours on Ethics.
LA Department of Insurance ID: 35201 and 35280
Louisiana 21 Hour Adjuster Course
Insurance adjusters who take this course will gain 21 hours of continuing education on property and casualty insurance. This course discusses a number of subjects including insurance for private residences, automobile insurance, commercial insurance, and workers’ comp.
LA Department of Insurance ID: 35280
Louisiana 21 Hour Property and Casualty Review
Insurance producers who take this course will gain 21 hours of continuing education on property and casualty insurance. This course discusses a number of subjects including insurance for private residences, automobile insurance, commercial insurance, and workers’ comp.
LA Department of Insurance ID: 35176
Louisiana 21 Hour Life and Health Review
This 21 hour continuing education course is designed to help insurance producers renew their licenses. The course is broken into two parts that focus on life and health insurance respectively. The life insurance portion discusses such topics as uses of life insurance, types of life insurance, and qualified retirement plans. The health insurance portion covers topics including health insurance fundamentals, health insurance policies, and long term care insurance.
LA Department of Insurance ID: 35175
Louisiana 8 Hour Initial Long-Term Care Continuing Education Course
This 8-hour class is approved by the State of Louisiana. It meets the mandatory initial continuing education requirement to start selling Long Term Care Insurance for licensed producers.
Louisiana Department of Insurance Course ID: 26367
Louisiana 4 Hour Annuity Suitability
This 4-hour course will meet your one time Certification Requirements to start selling Life Insurance Annuities in the state of Louisiana.
Louisiana Department of Insurance Course ID: 26368
Louisiana 4 Hour Long-Term Care Ongoing CE
This course applies to producers who need to renew their Long-Term Care Certification to continue selling LTC Insurance. This course will review key principles and concepts related to long-term care insurance policies.
Louisiana Department of Insurance Course ID: 26366
Louisiana Insurance Continuing Education Requirements
In Louisiana, completing state Continuing Education (CE) requirements is necessary for the renewal of resident producer licenses.
Producers licensed for one or more of the lines of Life, Health and Accident, Property, Casualty or Personal are required to complete a total of 24 CE credit hours during the 2-year licensing period. At least three of the 24 credit hours per licensing period must be from ethics courses. Producers with Property, Casualty, or Personal Lines must also complete three of the 24 credit hours in flood education courses.
Producers licensed for a line of Title are required to complete 12 CE credit hours during the licensing period. At least two of the 12 credit hours per licensing period must be from courses on the topic of consumer financial protection.
Producers licensed for a line of Bail Bonds are required to complete 12 CE credit hours during the licensing period. At least six of the 12 credit hours per licensing period must be from courses on the topic of bail enforcement.
Rules for Non-Residents
A non-resident producer who has satisfied the CE requirements of their home state is exempt from the Louisiana CE requirement. This is contingent upon the CE requirements being substantially similar to those of the state of Louisiana.
Carryover of Excess CE
Producers licensed for one or more of the lines of Life, Health and Accident, Property, Casualty, or Personal may apply up to ten hours of approved courses accumulated during one licensing period to the subsequent licensing period.
CE credit hours received from flood or ethics courses will carry over as general credits and will not satisfy the minimum requirement for those subjects in the subsequent licensing period.
Insurance License Term Renewal Requirements
The licensing period for Louisiana producers is two years. A license expires on the last day of the producer's birth month. The renewal year is based on the license number. Producers with a license ending in an even number will renew every even-numbered year. Producers with a license ending in an odd number will renew every odd-numbered year.
A producer must be in compliance with CE requirements prior to filing an online license renewal. You will be unable to access the online renewal tool prior to the completion of all CE credit hours.
Rules for Taking the Exam
Louisiana has no state requirement for a CE exam. However, successful completion of a final exam is often required to receive credit hours from a CE course.
Rules for Repeating a Course
Within a single licensing period, no CE courses may be repeated for credit.
Credit for Instructors
Qualified instructors of a CE course will earn one hour of CE credit for each hour of credit completed as an instructor or discussion leader for any approved program.
CE providers are required under Rule 10 of the Louisiana Department of Insurance to submit an electronic report of the producer's attendance within 30 days of completion of the course.
Course completions and roster information are to be filed electronically by providers.
Providers must also provide the producer with a certificate of completion upon successful completion of the course. The certificate is for the producer's own records, and the producer may submit a copy of the certificate to the Louisiana Department of Insurance if needed.
Insurance CE Requirement Exemptions
There are several conditions under which a producer may be exempted from the Louisiana CE requirement.
If the producer is age 65, has a minimum of 15 years of experience as a licensed producer, and is either no longer actively engaged in the business of insurance, or is engaged in the business of insurance and appointed by a Louisiana licensed insurance company, they may request an exemption. To request the exemption the producer must complete the 65A Exemption Form and return it to the Louisiana Department of Insurance. This exemption does not apply to the CE required for producers engaged in the sale, solicitation, or negotiation of long-term care insurance products.
If a producer is prevented from meeting the CE requirements as a result of military service, they may request a waiver of the requirements and renewal of the license. The producer must submit a written request for the waiver with an explanation of why they were unable to meet the CE requirements, and provide copies of their deployment or other orders.
If a producer is prevented from meeting the CE requirements as a result of a medical condition or injury, they may request a waiver of the requirements and renewal of the license. The producer must submit a written request for the waiver with an explanation of why they were unable to meet the CE requirements, and provide a statement from a medical doctor confirming their inability to attend CE programs or obtain CE credit hours through self-study.
Nonresident producers who have met the CE requirements in their home state are not subject to Louisiana's CE requirement as long as the producers? home state requirements are substantially similar to those of Louisiana.
Louisiana Annuity Requirements
Annuity producers are subject to special requirements in the state of Louisiana. Any individual producer engaged in the sale of annuity products is required to complete a one-time, four-hour training course in addition to any other CE requirements.
An annuity suitability training course must qualify for at least four hours of CE credit and must cover the following topics:
- The types of annuities and various classifications of annuities
- Identification of the parties to an annuity
- A description of how fixed, variable, and indexed annuity contract provisions affect consumers
- The application of income taxation of qualified and nonqualified annuities
- The primary use of annuities
- Appropriate sales practices, replacement, and disclosure requirement
The course may not include any marketing information or provide training on sales techniques or specific information about a particular insurer's product.
A producer who has satisfied a similar annuity suitability training requirement in another state will be deemed to have satisfied the Louisiana training requirement.
Louisiana Long-Term Care Insurance Training Requirements
Long-term care insurance producers are subject to special requirements in the state of Louisiana. A producer may not sell, solicit, or negotiate long-term care insurance unless they have completed an eight-hour initial training. After initial licensing, a producer is required to complete an additional four credit hours of training every licensing period.
Louisiana Flood Insurance Training Requirements
Licensees who intend to sell flood insurance must follow national guidelines. In order to sell flood insurance, the individual must complete a one-time minimum of three training hours as outlined by the National Flood Insurance Program and FEMA. This may be completed in any state in which the producer is licensed.